BlueCross BlueShield has opened up a special enrollment period for Minimum Essential Coverage for people that meet certain requirements, mirroring the Special Enrollment Period from MNsure. An individual or family will be eligible to enroll in any Major Medical Policy if they meet four requirements: Must have gone without Minimum Essential Coverage in 2014 for […]
BlueCross BlueShield Affiliate “Anthem”, had a Security Breach
There was an attack on BlueCross BlueShield insurer Anthem’s database that contained information for about 80 million people across the nation. This attack does not affect BlueCross of Minnesota members, as the companies operate independently from one another. Hackers gained access to information such as names, dates of birth, email, Social Security numbers, employment details, […]
Tax Time and the Affordable Care Act: What You Need to Know
If you received a tax credit last year for your health insurance premiums, you may be paying back some or your entire subsidy come tax time. The advanced premium tax credits are based on income estimates for the coming year and are not an exact science. A year is a long time and many things […]
I Just Submitted My Application. Now what?
With open enrollment fully underway, many people are enrolling in a Health Insurance plan and are wondering what to expect next. We are here to answer any and all questions that you might have, and we decided to put together a list of some of the most important things to remember. Is Your Application Successfully […]
Its Time to Enroll!
Open Enrollment for health insurance begins this Saturday, November 15th. That means that you can go to Insureasy.net and select any policy that you want between then and February 15th, 2015. If you are just starting to think about your health insurance now, be sure to take a look at our past lessons and watch […]
Time to Pick Your Plan!
Now that you have officially completed the Insureasy.net open enrollment lesson its time to pick out your policy! You have determined what aspects of health insurance are most important, weighed the options, researched networks and formularies and learned the advantages of HSA’s and copay plans! With your new found knowledge you can go into open […]
Which is the Best Option for You: Copay or HSA?
The next lesson is designed to help you decide between a High Deductible Health Plan and a Copay plan. A Copay plan is a plan that is designed to save you money at the time you receive care. You will be charged a small amount of money per doctor visit. You may be limited on […]
Is Your Prescription Covered By Your Insurance Policy?
If you or a family member are currently taking prescription medication then it is important to research specific coverage details of the policy that you are interested in. When researching the coverage, you will need to verify that the medication is included on the insurance carrier’s prescription drug formulary. Even if you are not […]
Renewing your Plan for 2015: Is it a good idea?
If you have an individual health insurance policy in effect for 2014 then it is time for you to take a look at your current benefits and get ready for open enrollment. Your insurance company will send you a renewal letter in the mail that will detail your current benefits and rates and will layout […]
Unsatisfied With Your Health Insurance Plan? You Have Options!
We are approaching our second year of Open Enrollment for individual Health Insurance policies meaning we have had a year to experience the changes the Affordable Care Act has brought about and reflect on the differences. A new study was done by Vitals citing that 1 in 5 people surveyed were dissatisfied with their plan and […]
