If you have an individual health insurance policy in effect for 2014 then it is time for you to take a look at your current benefits and get ready for open enrollment. Your insurance company will send you a renewal letter in the mail that will detail your current benefits and rates and will layout what your new rates for 2015 will be.
Your rates will be higher for 2015, and that is just an unfortunate fact. How much your rates will go up will depend on factors such as your age and location, but the biggest effect will be what carrier insures you. It is very important to look at what your rates will be for 2015 and compare them to what they could be if you went with a different insurance company.
The rates will always change from year to year so this is something that should be done every year, however just because they change doesn’t mean they will always go up.
Keep in mind also that networks will also be changing for 2015. If your doctor or clinic was in network this year does not mean it will be in network for next year. There is some research to be done to make sure that you will have everything you need covered and also have the best price for services.
There are so many options on the individual market that there is no need to be paying too much for too little coverage. There is a plan out there that will work for you; it just might not be the same one as it was this year.
At insureasy.net we will be able to find you a plan that will work for you and can help you navigate the stormy seas of health insurance in 2015. If you have any questions or concerns you can check out our website or give us a call at (952) 945 4211. Check in with us later as we will have more information to help further assist you for open enrollment.
